Having access to leading Insurers, Senior Wright can offer solutions in protecting your business with a range of Engineering Insurance products:
Contractors’ Plant “All Risks”
A Contractors’ Plant All Risks policy provides protection for damage to construction plant and machinery at the contract site, at the Insured’s premises, or in transit between the two. Cover is available for owned or hired-in plant where the Insured is legally liability under contract for loss or damage of plant and machinery. This type of policy is targeted at plant owners, hirers or construction industry contractors.
Computer and Electronic Equipment
Business and industry is becoming increasingly dependent on electronic equipment and with this comes the need to protect against financial losses. The types of equipment, and subsequent risks, are wide ranging and can include anything from medical equipment to hand-held scanners.
Erection “All Risks”
Similar to a Contractors “All Risks” policy, an EAR policy provides “All Risks” Insurance for the installation or repair of machinery and equipment, including during commissioning periods, and is available on an annual or single contract basis.
Machinery can be essential for running a business and although Insurance for accidental and fire damage may be included in a property policy, equipment breakdown or damage may not be. This type of policy covers machinery and equipment for sudden and unforeseen damage, including breakdown, and can be extended to include Business Interruption and Deterioration of Stock
Relocating machinery and plant can result in damage from a number of causes, theft, fire, accidental damage etc. Machinery Movement insurance policies provide protection against the cost of loss during dismantling, transit, erection and positioning of plant and machinery whether for a single contract or an annual policy for businesses who need to re-site machinery on a regular basis.
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